Phone: (07) 929 4471
Phone: (07) 929 4471

Life and Living Insurance

At Carricks, we’re here to help you and protect those you love. With many options and types of insurances available to you, it is important to get the right advice for your situation.

Our job is to help you to "know what you don't know." We want to provide you with options, not only around protecting your family should you die, but also in situations that could stop you from being able to meet your financial obligations.

You can't know what life is going to throw at you. But one thing you can know is that you're covered in case of adversity. Having the right insurances in place will provide you with the peace of mind that life can throw anything your way.

Here are the types of insurance we can help you with:

Life Insurance Provides a lump sum in the event of your death.
Income Protection
Provides you with a monthly payment (usually up to 75% of your income) if you are temporarily unable to work.
Mortgage Protection Covers your mortgage in the event of your death, illness or accident, and offers optional cover for redundancy and bankruptcy.
Trauma or Crisis
Pays a lump sum if you suffer or contract a critical condition specified in the policy (e.g. heart attack, stroke, cancer). Read more about NZ Trauma Statistics here Trauma Insurance in NZ
Total and Permanent Disability
Provides a lump sum if you suffer a total and permanent disability and are unable to work again.
Children's Covers Provides future insurability options and cover for your child if they suffer a major illness or injury, so you can be rest-assured they'll get the best care possible.

How AMP helps New Zealanders
- Claims stories & statistics

The true value of insurance is revealed the day you need to claim - read more

The below video produced by AMP covers the 4 main types of insurance and how they can help protect you and your family in times of trouble:


Carricks have been looking after our business and personal insurances since my husband first went out on his own 6 years ago. We find Paul and Sally’s personal touch, knowledge of the insurance industry and business experience and expertise to be the reasons why we continue to be an unwavering client of Carricks. It is great to know that they are just a phone call away to deal with any issue that might crop up for us unexpectedly.

We appreciate their patience with working around our crazy schedules to make sure that we are getting the best cover that we need on a business and personal level to keep functioning if anything should happen to us. This gives us peace of mind, knowing that we have people we can rely on that would step in and look after the financial well-being of our family and company.

To us, Carricks aim is to find what is right for us – our circumstances – we are not just a number at the end of the telephone. This is what sets them apart from their competition.

Ruth Robinson

Business Administration Manager

Nemesys Ltd