KiwiSaver is a savings plan to help people have some money in retirement. Aside from your own contributions, you can in many cases also receive employer and government contributions. For employees, this is a painless way to save as the money comes out of your pay, and is paid directly to the Kiwisaver provider by your employer.
For a lot of people, KiwiSaver is an example of how to make your money work smarter for you, since there are three entities contributing money to your savings plan.
With KiwiSaver you don't have to go with your employer's provider, although some employers offer schemes that contribute better than the prescribed minimums.
When you talk to Carricks about KiwiSaver, the discussion is going to be more comprehensive than what you may get elsewhere, and we will be happy to answer any questions you may have along the way. If your KiwiSaver and insurance needs are met by Carricks, then you'll get peace of mind knowing that everything is safely held with one adviser.
General savings and money management advice can be found on sorted.org.nz
For more information about KiwiSaver you can visit the government website here>
At Carricks we have a process to make sure our Recommendations are fit for you. Yes they take longer so we can get to know you and feel confident that the choice is right for you. If you are approached to switch your Kiwisaver (or anything else) contact us for a no obligation chat to see if it is right for you.