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Claims: Health Insurance

Doctor’s Orders: A Policy That Actually Pays

Healthcare in New Zealand is free... if you don’t mind the waiting list being longer than your last relationship. That’s where health insurance comes in.

Why You Need It:

  • Faster treatment – Skip the queue and get that dodgy knee sorted before your next birthday.

  • Specialist care – Because Googling symptoms never ends well.

  • Cover for unexpected costs – Nobody wants to drain their savings over a surprise hospital visit.

Common Myths:

  • “I’m young and healthy; I don’t need it” – we don’t have a crystal ball to tell us if we get sick only when we are old!

  • “ACC covers everything” – Nope. Non-accident-related treatments (like surgeries for medical conditions) aren’t covered by ACC.

  • “It’s too expensive” – Until you see the bill for private surgery and suddenly, it’s a bargain.

A good policy can mean the difference between quick recovery and endless battles with the public system. And let’s be honest, nobody wants to rely on Dr. Google.