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Does Your Finances Have a WOF for the Festive Season?

Does Your Finances Have a WOF for the Festive Season?

Picture it: Paul and Nick at the starting line, both gleaming in their custom Carricks-branded lycra, ready to take on the length of the lake. They’ve each had a professional bike fit, convinced th Read more

The Power of Savings: Why It Pays to Start Young

The Power of Savings: Why It Pays to Start Young

Building a savings habit early allows you to take full advantage of compounding interest. With time on your side, even small, consistent contributions grow significantly. Here's why starting young Read more

Emergency Funds: Your Financial Safety Net

Emergency Funds: Your Financial Safety Net

Life is unpredictable, and an emergency fund ensures you have a cushion when unexpected expenses arise. Whether it’s a medical emergency, car repairs, or job loss, having funds set aside will prote Read more

Why planning your Personal Finance early has it's benefits

Why planning your Personal Finance early has it's benefits

Starting early when it comes to personal finance offers long-term benefits that are often underestimated. Whether it’s saving for an emergency, setting up life or health insurance, or contributing Read more

Enduring Powers of Attorney

Enduring Powers of Attorney

By Paul Carrick Commonly known as an EPA, this document appoints people to act for you when you cannot, including when you have lost your legal capacity to act. An EPA looks after you when you are st Read more

What is a Will?

What is a Will?

Written by Paul Carrick A Will is a written document you create outlining your funeral preferences and nominating a person/entity (the Executor) to manage your assets, pay your debts/and distribute Read more

Making Informed Choices for Your Protection Plan

Making Informed Choices for Your Protection Plan

When considering your protection plan, it’s essential to understand the roles of brokers/advisers and direct options. Let’s explore the benefits and differences between the two. Advisers at the Read more